Human Digestives System

POAI | Predictive Oncology Reports Positive Results Utilizing Artificial Intelligence for Drug Repurposing

Will an Old TURBO 7.3 F250 Drive 1800 MILES in Snow and Ice!?

SEPN | Septerna Announces Discontinuation of SEP-786 Phase 1 Clinical Trial and Plans to Advance Next-Generation Oral Small Molecule PTH1R Agonist

Beautiful Evening in Rawalpindi

I'm a massive savings nerd. Here are the stupidest money mistakes I see people make.

**1. Overpaying for car insurance** The average American saves a whopping $410+ a YEAR ([source](https://betterbuck.net/content/heres-how-much-youre-actually-overpaying-for-car-insurance/?subid=Auto-Savings-Source)) when they switch auto insurance carriers - sometimes significantly more than that: I saved $1,300 this year. The reason: some carriers offer discount prices to new customers when they switch. Take 30 seconds and go to a 3rd party comparison site ([Coverage.com](https://betterbuck.net/view-nb.php?offer=bankrate&country=USA&subid=Red-Savings-v2) and[ Auto-Savings.com](https://betterbuck.net/view-nb.php?offer=otto&country=USA&subid=Red-Savings-v2) are both fine) to see if you can find cheaper rates. You’ll likely save yourself a bunch of money. Some people suggest switching every 6 months, that's a little bit overkill imo. Once a year should be fine. **2. Overpaying when you shop online** Big stores like Amazon know that no one has time to price shop through dozens of sites, so there’s often no incentive for them to offer bargain prices. I typically hate browser extensions with a fiery passion, but Capital One Shopping has always worked well for me and I'd recommend trying it ([link here](https://betterbuck.net/view-nb.php?offer=capitalone2&country=USA&subid=Red-Savings-v2)). When you shop online (on Amazon or elsewhere) it will automatically compare prices for you, and auto-apply coupon codes when possible. **3. Dealing with debt on your own** If you’ve got $10k+ in unsecured debt (think credit cards, medical bills, etc), you can ask a debt relief company to come in and negotiate it for you. You typically will save around 23% on average (after their fees). Here’s a link to a savings calculator from National Debt Relief's website if you want to see how much you could save: [link here.](https://betterbuck.net/view-nb.php?offer=ndr2&country=USA&subid=Red-Savings-v2) **4. Not having a financial advisor.** You know why so many rich people have financial advisors? It isn't because they're better at picking stocks (spoiler alert: they're not) It's because a good financial advisor will help you with all of the bizarro tax implications you never would have thought of. People with financial advisors end up making \~3% more/year thanks to better tax planning. If you don't know an advisor personally, use a 3rd party comparison site to find somebody with good reviews ([WiserAdvisor](https://betterbuck.net/view-nb.php?offer=wiser&country=USA&subid=Red-Savings-v2) is solid). **5. Using normal, low-interest savings accounts** I'm always shocked at the number of people still using garbage savings accounts that pay 0.5% (or less) a year. There are literally hundreds of banks that will pay you 8x that, usually 10x that rate [Here's a link to a bunch of options.](https://betterbuck.net/view-nb.php?offer=fiona-savings&country=USA&subid=Red-Savings-v2) -- There are tons of other things (obviously) but these are the ones that I see the most. Hope that helps.

I'm a massive savings nerd. Here are the stupidest money mistakes I see people make.

**1. Overpaying for car insurance** The average American saves a whopping $410+ a YEAR ([source](https://betterbuck.net/content/heres-how-much-youre-actually-overpaying-for-car-insurance/?subid=Auto-Savings-Source)) when they switch auto insurance carriers - sometimes significantly more than that: I saved $1,300 this year. The reason: some carriers offer discount prices to new customers when they switch. Take 30 seconds and go to a 3rd party comparison site ([Coverage.com](https://betterbuck.net/view-nb.php?offer=bankrate&country=USA&subid=Red-Savings-v2) and[ Auto-Savings.com](https://betterbuck.net/view-nb.php?offer=otto&country=USA&subid=Red-Savings-v2) are both fine) to see if you can find cheaper rates. You’ll likely save yourself a bunch of money. Some people suggest switching every 6 months, that's a little bit overkill imo. Once a year should be fine. **2. Overpaying when you shop online** Big stores like Amazon know that no one has time to price shop through dozens of sites, so there’s often no incentive for them to offer bargain prices. I typically hate browser extensions with a fiery passion, but Capital One Shopping has always worked well for me and I'd recommend trying it ([link here](https://betterbuck.net/view-nb.php?offer=capitalone2&country=USA&subid=Red-Savings-v2)). When you shop online (on Amazon or elsewhere) it will automatically compare prices for you, and auto-apply coupon codes when possible. **3. Dealing with debt on your own** If you’ve got $10k+ in unsecured debt (think credit cards, medical bills, etc), you can ask a debt relief company to come in and negotiate it for you. You typically will save around 23% on average (after their fees). Here’s a link to a savings calculator from National Debt Relief's website if you want to see how much you could save: [link here.](https://betterbuck.net/view-nb.php?offer=ndr2&country=USA&subid=Red-Savings-v2) **4. Not having a financial advisor.** You know why so many rich people have financial advisors? It isn't because they're better at picking stocks (spoiler alert: they're not) It's because a good financial advisor will help you with all of the bizarro tax implications you never would have thought of. People with financial advisors end up making \~3% more/year thanks to better tax planning. If you don't know an advisor personally, use a 3rd party comparison site to find somebody with good reviews ([WiserAdvisor](https://betterbuck.net/view-nb.php?offer=wiser&country=USA&subid=Red-Savings-v2) is solid). **5. Using normal, low-interest savings accounts** I'm always shocked at the number of people still using garbage savings accounts that pay 0.5% (or less) a year. There are literally hundreds of banks that will pay you 8x that, usually 10x that rate [Here's a link to a bunch of options.](https://betterbuck.net/view-nb.php?offer=fiona-savings&country=USA&subid=Red-Savings-v2) -- There are tons of other things (obviously) but these are the ones that I see the most. Hope that helps.

Road rage.

An asswipe driving a newer generation hiace decided to cut me off and I didn’t think much of it just honked and drive away. Mf was butthurt driving a company car. Sped up towards me and tried to run me off the highways. It’s a company car so it’s a 12 seater really slow cars. At half throttle my car just passed him and he started yelling slurs at me and called me a “ခွေးမသား” and I had all the rights to be mad. Sooo I break checked him. And now I have a new rear door in order and a full body spray thanks to one asswipe all paid by his company

NVRI | Harsco Environmental Secures Contract with İzmir Demir Çelik Sanayi A.Ş. (İDÇ)

Currently, it's February 18, 2025 at 08:00AM

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Copa de la Reina semi draw

Granada x Atlético Madrid barça x Real Madrid

Lilly Pulitzer Plus Size Sale

Look at for [**Lilly Pulitzer Pajamas Sale**](https://bit.ly/3ycwixN). When you need the newest coupons and promo codes, that page is the perfect spot to check. They also have current deals available.

Mom had a stroke at 55, and I don’t know what I can do

For context, I’m 30, and only child, and my parents are divorced. Towards the end of November I noticed my mom was acting a bit weird and having symptoms like not knowing what time it was or having poor judgement. I thought it was strange so I planned to make a trip (she’s 5 hours away) after I spent the holidays with the in laws. January comes around and before I’m able to get myself and my pregnant wife situated to go down, she calls me telling me she was hospitalized with a stroke. We rush down there and I see her in the emergency room. I was absolutely devastated. I spoke with doctors and it seems as though she not only had a stroke in November, but had another one in January. It also looks like she decided that her medicine was bad for her and stopped taking her blood pressure meds. I felt like it was my fault for putting things off for so long. While she was in the hospital, I spent the weekend trying to get her affairs in order. Her main issue was that she got extremely paranoid of her landlord and decided to stop paying rent and broke a few things in the apartment. I had to work it out with the landlord so she wouldn’t get evicted (Pay $2K in back rent out of pocket plus another $1.5K on movers to get her stuff out of there and into a new place). I had to check her into a physical rehab because while her main issue was confusion, she initially had issues with her balance post stroke. She was there for a week, and it was supposedly covered by Medicaid, but because of the current government in the US it seems as though her Medicaid provider is now denying the coverage and leaving me with the entire 8K bill. I’m still fighting with them to cover it as that was the whole reason we chose that rehab in the first place. She’s been missing her appointments with doctors, and I’ve been scrambling to reschedule on her behalf. My mom and dad worked out finding a room for her for the month while we work on moving her closer to my dad, but since my dad is across the country and I wasn’t there at the time, my mom decided to commit to living there without signing a lease. She didn’t tell us this until after we moved her stuff in, and apparently the landlord kicked her out yesterday for some reason, and I had to put her into a hotel until the end of Feb when we can move her into a more permanent home closer to my dad where he can help her with rent and hopefully a job. We’re currently working on applications to apartment complexes. This has all felt extremely overwhelming. I haven’t been able to sleep much, and my wife has been worried about my stress and anxiety. I’ve been seeing a therapist about this but I can’t help but feel like it’s been 1 step forward and 10 steps back. The financial pressure as we try to do the things we need for our future baby has also been mounting. I’ve blown through almost the entirety of my savings. I just don’t know what to do anymore. I don’t even know what I’m doing anymore. I just want so desperately for this to be over.

Human Digestives System