Category: Business

Guidelines for Choosing the Right Type of Life Insurance

Life insurance is vital for every individual. However, it can be confusing to choose the right type of insurance that will suit your needs. You need to make this critical decision of the right type of insurance so that you settle on the one that will suit your individual needs. Freedom Life Insurance has the best life insurance covers. Here are things to consider determining the right life insurance type for you.

You can consider a term life insurance if you want a life insurance for a specific time. That type of life insurance enables an individual to match the length of their needs and the term policy length. You can take a term life insurance if you have young kids and you want to cater for their college education. In that case, you would be required to take a term life insurance of about 20 years. Additionally, a term life insurance is appropriate for individuals who have a limited budget but need a significant amount of life insurance.

You can consider taking a convertible term policy from Freedom Life Insurance if you think your financial wants may change. They enable people to convert their permanent insurance for higher premiums without undergoing a medical examination. You also need to know that young people pay lowest premiums, which increase after renewals when you become older.

You can get a permanent life insurance from Freedom Life Insurance if you want to accumulate savings that could be a source of borrowed funds. Such savings grow on a tax-deferred basis, and you can use them to pay premiums if you are not able to pay the loan. They can also be used for other purposes. A permanent life insurance is also appropriate for a person who needs life insurance that lasts for as long as they live. The policy takes care of death benefits whether you live for the next 100 years or you pass on tomorrow.

It is also important to note that permanent life insurance’s premiums are higher than those for term life insurance. The premium for permanent policies remains the same regardless of your age, while for term life insurance goes up every time you renew the policy. With the above guidelines, you can select the type of life insurance that will suit your budget as well as your needs.

Visit Freedom Life Insurance at Facebook.

 

Elysium Health Supplements for a Healthier Living

One of the biggest challenges and limitations we face as human beings has to do with our body and aging. Some scientists have been trying to find a solution to some of these challenges, but Elysium, a start-up company, has made it their mission and purpose.

Elysium Health in its mission statement categorically stated its vision to help people live longer and healthier. With renowned scientists and clinicians working with this company, they are successfully adapting the advances in science and also technology into health products that are scientifically sound and highly effective. They create a platform for developing from nature compelling compounds that provide proactive health support to consumers. Leonard Guarente, who’s an MIT biologist, founded this startup. He’s convinced that the aging process can be significantly slowed by changing the metabolism of the body.

One of Elysium Health major work and product is the purported release of over-the-counter vitamin pills that can combat aging in people. The company’s first product is a blue pill called Basis. It was made with a precursor to nicotinamide adenine dinucleotide (NAD) compound, called nicotinamide riboside. The NAD compound is known to be used by cells in carrying out metabolic reactions. According to Guarante, they plan on marketing their dietary supplements and to follow up these clients with surveys and further research.

Elysium’s pill, Basis, contain nicotinamide riboside (a form of vitamin B3 that can be found in some proportion in foods containing yeast and products derived from milk like yogurt and cheese) and pterostilbene (this is a type of micronutrient referred to as polyphenol that could be found in some amounts in grape leaves, almonds, and blueberries). Guarente says they expect a “synergistic effect combining them.” The company is to follow due procedures that would align with the strictest pharmaceutical product quality. The supplements are available only on the company’s website at 60 dollars ($60) for 30 days’ supply and 50 dollars ($50) on a monthly subscription basis.

The company is led by a successful venture capitalist and technology exec., Eric Marcotulli. Guarente founded the company alongside Marcotulli and a former vice president of JPMorgan, Dan Alminana. Marcotulli serves as the CEO and Alminana as the COO. Even though its investors are not known, the board of directors at the company feature a wide range of renowned and brilliant scientists.https://futurism.com/can-a-new-supplement-change-how-we-age/

Daniel Fabricant, the CEO of National Products Association (NPA) and former director of Food and Drug Administration (FDA) is on the board; 5 Nobel Prize winners are on its advising team. They include: Eric Kandel (neuroscientist), Thomas Südhof (biologist), Jack Szostak (theorist on the origin-of-life) and the chemist Martin Karplus (a 2013 laureate). Elysium looks to test five more products and gradually add them to its product line to improve overall health and wellness, through supplements, in consumers.

 

The life and career of Anthony Petrello

As a humble person, Anthony Petrello is someone who is soft-spoken despite him being one of the most successful and important person in the United States of America. His humility and somewhat shyness keeps him off the limelight having once been one of Americas Top-paid Chief Executive Officers. The year 2014 saw Mr. Patrello take home $ 68.2 million. At this time he worked for a company that operated in the oil industry called Nabors Industries. Mr. Patrello has for many years enjoyed great periods of success in his cooperate career with many of his peers considering him a straight and honest person.

The road to success for Anthony Petrello was one that took him through so much hardship and turmoil, but his industrious nature and the ability to give all his best enabled him to rise to the top slowly. Together with his parents, Patrello began life in Newark which was a predominantly a working-class community made up by Italians in the State of New Jersey. The community thrived through hard work and honestly helping each other, and as a result, Patrello upheld these values as he rose in his career.

As a young boy, Anthony Petrello soon became aware of his humble background strived to achieve in all that he did. He put in a lot of effort in his studies, and as an intelligent boy, he soon became the top student in all his classes. Mathematics and Logic became his main areas of interest and as such exuded a generous level of brilliance in both to the point of being recognized by Yale University which he would later attend at the age of 18 just after finishing high school.

His comprehension and mastery of the two subjects continued through his university life and as such, many scholars in these fields praised him for what he was capable of as a young student. Soon after, he switched careers and continued his studies at Harvard Law School.

An executive summary of Anthony Petrello’s career saw him become elected in the year 1991 to the Board of Directors at Nabors. This appointment was followed by another election to the Board Executive Committee. He then served as the Chief Operating Officer and President of Nabors from 1991 to 2011. Prior to being named the CEO of the company, Anthony Petrello had been the Deputy Chairperson from the year 2003. Before joining the company, Patrello had practiced law at a law firm called Baker and McKenzie Associates.

About Anthony Petrello: executives.findthecompany.com/l/18290/Anthony-G-Petrello

MB2 Dental And Their Services For Dentists

There are a number of people who need MB2 Dental to help them manage their businesses, and there are many things that these offices will use from the MB2 staff that helps them get their work done. They may ask the people at MB2 Dental to do a number of things for them, and they will find that it is much easier to manage their lives and careers when they are using this program. This article explains how MB2 Dental works, and it shows how this company helps dentists get back to their patients.

#1: They Manage Everything

MB2 Dental is willing to manage everything for a dental office, and they will do all the things that a dentist does not have time to do. The smallest dental offices often need more help because they have too many patients to see, and they may pass on their work to MB2 Dental. The company will take over insurance, payroll and appointments if needed. They will handle hiring, and they work hard in every recruiting season with new dentists.

#2: They Hire

MB2 Dental is happy to help their clients hire, and they often go into recruiting season looking for someone to work in the offices of their clients. They will find new dentists and hygienists who will function well in these work environments, and they will hire the people who meet the needs of the clients. Clients may make special requests when they are hiring for their company, and they will find that it is far simpler for them to get the results they want when hiring for the dentist.

#3: Growing The Business

MB2 Dental allows dentists to grow their businesses by remaining efficient at all times. The company will handle all payroll and insurance for their clients, and they will reconcile the books every week in the fastest way possible. They believe that they have many chances to help their clients save time, and their clients may take on more patients because of the time saved.

#4: Friendly Customer Service

MB2 Dental will send statements to their clients properly, and they will ensure that all their customers are given the best care. Emails and phone calls are quite professional, and everyone who has questions about their bill may reach out to the company. The company will be caring and confident in their service of the dentist, and every patient that speak sto MB2 Dental will feel as though they have been given the finest care possible.

 

The MB2 Dental staff works hard during recruiting season to help the dentists who do not have time for their patients, and they will organize their offices in a manner that is better for everyone. The dentists will get more time with the patients when they are working, and the patients will be sent professional statements. The company handles insurance, and they will manage payroll. MB2 Dental ensures that all new dentists and hygienists have the services and care they need as they start their practice. https://www.linkedin.com/company/mb2-dental-solutions

MB2 Dental Solutions Promises To Make You Smile

Dr. Chris Villanueva is not only a well-respected dental practitioner, but also a creative business man. He is the founder of MB2 Dental Solutions, a dental network that blows the lid off the usual business model that’s focused primarily of making money. MB2 Dental Solutions takes a different approach, providing support to dentists so that they can provide the very best dental care  to their parents. Dr. Villanueva believes that good dental practices need to have dynamic care providers who are motivated and enjoy their work. In turn, their businesses grow because they have customers who get only the best care.

It’s no surprise that Dr. Villanueva’s idea is working. With  533 employees in 70 different locations, MB2 Dental Solutions is continuing to grow. After finishing dental school, he found that he didn’t have much choice when it came to where he would work. He would either need to join a large practice or start his own. Not liking his limited options, Dr. Chris Villanueva opted out and started MB2 Dental Solutions instead. He attributes the success of the business to hiring smart and motivated employees who bring great ideas to the table. By allowing his co-workers to self-manage, he can focus on the bigger picture of running the business.

Dr. Villanueva’s great ideas come from any number of sources, whether it’s when he’s up in the middle of the night or spending time with his kids. As a tech geek, he is enthusiastic about new technology that supports the practice of dentistry. Not satisfied with the dental reporting software available, he and his IT specialists created an MB2 Dental Solutions software tool for more efficient business tracking. This is the kind of progressive change that Dr. Chris Villanueva believes will drive MB2 Dental Solutions forward. The company also provides a team of specialists in the areas of human resources, legal, marketing, compliance and payroll so that the dentists can focus on what they do best. MB2 Dental Solutions has a youthful, outgoing and lively culture and employees who support one another. Dr. Villanueva is always seeking new ideas, technologies and methods to keep both the doctors happy and to keep the patients coming back.

Learn more: https://www.crunchbase.com/person/chris-steven-villanueva

Why Anthony Petrello Was Not Ranked As the Highest Paid CEO in 2014

Anthony Petrello was ranked as the best-paid CEO in the United States in 2013, with a total payment of $68.2 million. His pay could have been justified by the fact that since he became Nabor’s CEO in 2011, the company’s share price has risen by 180 percent. However, this was not the case in 2014. Considering the proficiency he has shown in running the business, one may wonder why the shareholders could not allow him to receive such a huge bonus in 2014.The shareholders were unhappy with the huge bonus perks issued to the company’s executives in 2013 and 2014. That is why they decided to alter the corporate governance and compensation policy. One of the changes was to separate the chairman’s and the CEO’s roles. By doing this, the executive severance payment was limited to three times an executive’s bonus payment. Although these changes reduced Anthony’s pay to an extent, it did not limit his zeal to serve Harbor.

Petrello’s compensation in the 2015 financial year

Anthony Petrello received $15,202,689 total compensation for his role as the president and CEO of Nabors Industries Ltd. Of the total compensation, $1,575,000 was salary, $10,808,769 was awarded as stocks, $1,492, 982 was his bonus payment, and $1,325,938 was issued as other kinds of compensation.

Anthony Petrello’s career

Petrello joined the Nabor’s board of directors in 1991 following his election. He served as the company’s president and CEO from 1991 to 2011. Tony has been serving as the chairman of the executive board since June 2012. His contribution to the company is immense. He is in charge of strategic planning which ensures that company can compete in the ever dynamic industry.Before joining Nabors, Petrello worked in a law firm known as Backer and Mckenzie. Here, he specialized in general corporate law, taxation and International arbitration, a position that helped him understand how businesses are run. During his service at the law firm, he was appointed as a partner manager in the company’s New York office. Besides his position at Nabor, Anthony is also a Director of Stewart & Stevenson LLC and Hilcorp Energy Firm. He also sits on the Texas Children’s Hospital Trustees board. You can also follow him on twitter: https://twitter.com/tony_petrello

Real Estate Ventures Made Easy by David Osio

Mobile Application in Real Estate

 

 

The real estate venture can be very exciting and profitable. Although valuable too, the terminologies and calculations involved in the business are challenging and involving. That is why Davos Group of Real Estate invented a new mobile application that aims to approximate the real estate returns on investments. Davos Group of Real Estate is an independent company that makes part of the Davos Financial Group.

 

 

History of Davos Group

 

 

The Davos Financial Group is an international group. It has also been a top company in Latin America market over the past two decades. It offers comprehensive financial advice to private and public companies. Davos Group focuses on implementing an investment strategy tailored to meet the demands of every client. With the team of professionals, the company combines quality products in the framework that requires high quality services, experience, professionalism, and specialization.

 

 

Application for iPhone and Android Users

 

 

In the past six months, the Executive Director of Davos Group has been partnering with Tecknolution to develop designs of the mobile application. The application enables clients to approximate the profits of an investment after the expenses. It was developed based on the current modern technology and is available for iPhone and Android users. This application marks the beginning of many applications in the future. The future applications will feature the capacity to identify property using the mobile device while forwarding the past reports on real estate to the agent stationed at Davos Group through an interactive session like a chat.

 

 

Benefits of the Application

 

 

 The phone application developed by Davos Group is an innovative instrument enabling investors to have a clear financial vision before purchasing a property. It assists clients in financial guidance before investing in real estate, and that has been the dream of the company. The mobile application comes with a mortgage calculator. The feature will allow the Davos Group clients to estimate the expenses based on bank projections including the interest rates.

 

 

About David Osio

 

 

Serving as the Executive Director of Davos Financial Group, David Osio possesses a great understanding of financial practices in many sectors. He also serves as the founder of the group. David went to Universidad Catolica Andres Bello where he studied Law, Banking, and Finance and graduated with a degree. He was a Director at MGO in Caracas, a law firm. His roles included offering legal advice to corporate clients. David prides his intelligence to the higher degree in Education he acquired at IESA School and Degree in Portfolio Organization and Banking at the Institute of Finance in New York.

Learn more:

http://www.maduradas.com/tag/david-osio/

https://www.linkedin.com/in/david-osio-a3ba047

 

 

Business Executive, Community Leader, Family Man

Dick DeVos is a man of many accomplishments. Besides a long and successful career in business, he has many accomplishments as a community leader and is a devoted family man.

DeVos’ business career includes executive positions with the Windquest Group, The Orlando Magic of the National Basketball Association, and Amway.

He is currently President of the Windquest Group.

As Vice President of Amway International, DeVos supervised operations in 18 countries. Under DeVos’ leadership, Amway reached new markets and, for the first time, exceeded domestic sales. It also tripled international sales.

When he became President of Amway, a position he held from 1993 to 2002, DeVos was in charge of all operations on six continents and 50 countries. In DeVos’ last fiscal year, Amway’s sales reached $4.5 billion.

DeVos’ family acquired the Orlando Magic in 1991. He served as President and CEO for three years.

Dick DeVos is not only a successful businessman. He has led many community initiatives.

He founded the Education Freedom Fund, awarding scholarships to Michigan’s underprivileged (more than 4,000 awarded). He established the West Michigan Aviation Academy, a high school offering education with a focus on aviation. And he has served on the State Board of Education.

DeVos has been chair/co-chair of revitalization projects in downtown Grand Rapids and regional health care improvements. These improvements include a $212 million convention center, a $75 million arena, a $90 million medical school, a $30 million Downtown Market, and a $130 million heart hospital.

He ran for Governor as a Republican candidate in 2006.

In 1997 he published his book “Rediscovering American Values,” a New York Times bestseller. It is available in seven languages.

DeVos is a graduate of Northwood University, a two-time National champion sailor, and a pilot of jet aircraft and helicopters.

Dick DeVos and his wife Betsy have been married for 35 years. They have seven children and five grandchildren.

 

http://dickdevos.com/biography/

Mike Baur is an Entrepreneurial Legend

Mike Baur is an ambitious businessman and entrepreneur. He took the interest of his youth, banking and finance, and parlayed it into a career pursuit. With an MBA (Masters of Business Administration) from the University of New York Rochester and an MBA from the University of Bern, he began a career in the private banking industry starting out as an apprentice and working his way up to executive board member of a large Swiss bank. Along the way he accrued a variety of banking and financial experience that he was able to apply to his interest as an entrepreneur.

 

At the age of 39, Mike Baur decided to test his entrepreneurial wings and with two partners founded The Swiss Start-Up Factory. The Factory is an accelerator program that supports start-ups and entrepreneurs in the digital technology industry. The Factory is funded privately and has grown into the number one start-up accelerator in Switzerland.

Baur is also a great supporter of Swiss youth entrepreneur programs and is a mentor to participants as well as offering financial support. New companies are an important part of the business world as well as the economy. Entrepreneurs bring new services and products, as well as creating employment opportunities. Supporting the entrepreneurial effort is an important aspect of their success.

 

Baur supports the entrepreneurial effort and through the Factory provides opportunities through a strong network based in Switzerland and the world. The Factory provides entrepreneurs and their start-ups a three month program and a unique platform of services. The Factory provides mentoring, coaching and office space to participants in Zurich, Switzerland. Participants find a support system for their ambitious goals and an environment in which they can flourish.

 

The team at the Factory will identify the start-ups with potential while coaching them and pairing them with investors. The investing pool will include an investing professional, Michael Hartweg, who was attracted to the unique program offered by Baur and the Factory team. Hartweg will evaluate start-ups and invest in those entities that meet his criteria. He will also offer coaching, advice and mentoring in an effort to help start-ups succeed.

 

The Factory, under Baur’s leadership has proven to be successful. Participants in the three month program have been given a boost with the help they have received. Baur has helped start-ups avoid the potholes and negotiate the speed bumps a new entity often encounters. The entrepreneurs have learned to develop strategies that have been helpful to achieve their goals.

Sanjay Shah Features on Show and Speaks on Entrepreneurial Success

If there is anything that is admired, it is being an entrepreneur. The greatest success often comes from being an entrepreneur. Sanjay Shah is a successful entrepreneur. He has spoken on a show hosted by Entrepreneur Podcast Network. With his success as an entrepreneur, he has been free to put his money towards charity. Since his earning potential is unlimited, he had more room to spend money on what he wants as opposed to being on a budget. Sanjay Shah has used Enterprise Radio as a platform in order to speak on various topics that are very important to him.

Aside from being a successful entrepreneur, Sanjay Shah is a philanthropist. He donates to charitable causes and sponsors children. As of right now, he is running his charity called Autism Rocks in which he funds research for Autism from the money he gains. With Autism Rocks he runs concerts with the purpose of running a charity. Among the artists that performed at the concert are Flo-Rida, Prince, Snoop Dogg, Lenny Kravitz and plenty of other artists. He has also got to sit and talk to various artists and he many of them are very fun to deal with. They are especially happy to help with the cause.

Sanjay Shah has started off studying medicine. He went from studying to become a doctor to working in the financial industry. He even started his own investment bank called Solo Capital. One thing that has influenced him towards entrepreneurial activities was his attitude towards working in an office and commuting. The daily grind of the 9 to 5 office job didn’t appeal to him. Fortunately, he was able to use his skills in order to bring forth great success as an entrepreneur. Sanjay is one shining example of someone who is very generous, responsible, and diligent in his career.